Bankruptcy is a challenging and often overwhelming experience, but it's not the end of your financial journey. One of the critical steps in the aftermath of bankruptcy is rebuilding your credit. While it may seem daunting, there are practical and effective strategies...
Bankruptcy
Understanding the Differences Between Chapter 7 and Chapter 13 Bankruptcy
When individuals find themselves facing overwhelming debt and financial hardship, seeking relief through bankruptcy may become a viable option for reclaiming control of their financial well-being. In the United States, two common forms of bankruptcy for individuals...
Foreclosure: How Bankruptcy Can Help During the Holidays
The holiday season is a time of warmth, joy, and togetherness, but for some families, it can also bring financial stress and the threat of foreclosure. If you're facing the possibility of losing your home during this festive time, it's essential to understand...
Untangling Bankruptcy Myths: The Path to Financial Recovery
Untangling Bankrupcty Myths Although there is a common misconception that filing for bankruptcy means your credit will be ruined for years to come, it's important to note that credit recovery is possible after bankruptcy, and you may be able to rebuild your...
Lawyer with Klein Law Group Wins for Florida Debtor Without Trial
Boca Raton Lawyer Gets Contested Debt Discharged by a Bankruptcy Judge (Boca Raton, Florida): Kunal Mirchandani, an attorney at Klein Law Group, successfully defended the rights of a Florida debtor over aggressive lenders in Bankruptcy court. The adversarial...
How does personal bankruptcy affect your divorce?
Sometimes divorce can lead to bankruptcy. Sometimes bankruptcy can lead to divorce. While both of these are overwhelming to endure alone, going through a divorce and a bankruptcy at the same time can be extremely stressful, costly and cause unexpected delays. If you...
How do I check the balance due on a judgment?
Determining how much you owe on a judgment can be difficult. Maybe they garnished your bank account several years ago and you cannot remember how much they took. Maybe you made a few payments, but something else took priority. Now things are better and you want to...
Paying Family Members and Friends Prior to Filing Bankruptcy
“I paid my parents before filing bankruptcy.” Most attorneys would say it doesn’t matter. The attorneys zealously defend their clients to the exclusion of everyone else. Unfortunately, they become so focused on their clients they lose sight of everyone else. This kind...
The Benefits of Chapter 13 Bankruptcy: Restructuring Your Debt
Bankruptcy is intimidating both by its nature and how society has framed it. Most people assume it means destroying your credit score and forfeiting your prized assets, like your car and house, in exchange for debt elimination. While this is true in some cases, it is...
The Klein Advisor – October 2016
Throwing in the Towel – Sports Authority Filed for Bankruptcy Finally, football season is upon us! Getting hyped for Sunday’s game, you grab your lucky number 13, Dan Marino jersey (go Dolphins!) only to realize it’s probably time to retire that too. Unfortunately, a...