We’ve all heard the saying, “time is money” but have you thought about how “money is time?” When clients come to Klein Law Group seeking bankruptcy protection, one of the first things we discuss and analyze is their spending habits. I ask them to retrain their brain...

Most of us cringe at the thought of bankruptcy. With the media constantly outing celebrities and big businesses, delivering terrible tales of loss and soiled names, why wouldn’t we cringe? Many of us have even been in the very same position, where we feel stuck...

Credit Scores can seem tricky if you don’t understand exactly how it’s calculated and what you can do to improve and maintain a good credit score. Credit bureaus calculate credit score based on four main areas: your payment history patterns (such as late payments),...